OUR INVESTMENT PERFORMANCE

As experienced asset managers, we at The Secure Group value measuring the success of the investments we manage for our clients. In order to ensure the highest level of transparency, we have analysed the actual returns of our client portfolios and had the results and methodology audited by the auditing firms KPMG & BDO Switzerland.

INVESTMENT STRATERGIES

Fixed Income Portfolio

Client portfolios whose assets are invested in corporate bonds and/or investment funds which solely invest in corporate bonds.

Income Plus Yield Portfolio

Client portfolios whose assets are invested to a maximum of 30% in equities, equity funds and alternative investments. The remaining assets are invested in corporate bonds and corresponding funds.

Balanced Portfolio

Client portfolios whose assets are invested to a maximum of 70% in equities, equity funds and alternative investments. The remaining assets are invested in corporate bonds and corresponding funds.

Dynamic Portfolio

More than 70% of the assets of these client portfolios are invested in equities, equity funds and alternative investments.

METHODOLOGY

All client portfolios were divided into four investment strategies in accordance with their respective asset allocation. Then the performance of the four portfolios was determined for the following time period: From the 1st of January 2012 to the 31st of December 2016 (5-year period). The performance values were calculated in Euro based on market prices after charges and before taxes. Each determined yield result is valued based on time and volume. The individual portfolios are compiled as follows.

MANAGEMENT ASSERTIONS

The performance values were determined on the basis of the following key assumptions:

  • The performance calculation was carried out in Euro on the basis of market prices after charges and before taxes.
  • The yield results correspond to volume-weighted values. Thus, the performance of a client portfolio with managed assets totalling 1 million Euro has twice as great an impact on the portfolio performance as a client portfolio with only 500,000 Euro under management.
  • The performance of the portfolios was calculated using a time-weighted methodology. Inflows and outflows from client portfolios were thus taken into account.
  • To allow time for the investment process, the performance was calculated for the quarter following the transfer of the assets. Such an approach is necessary since performance values concern actual realised values and not purely theoretical values.
  • The calculation of the portfolio performance encompasses all client accounts at Secure Group in the respective category. Only around 1% of accounts were left out of the equation due to accounting reasons which would make accurately determining the performance unfeasible.

Integrity

The core principle that guides our firm. We pledge to provide you with an investment experience based on honesty, transparency and high ethical standards. Integrity is of such importance that without it, the remaining core values are meaningless.

Independence

We have established a culture that promotes freedom to provide the best possible investment solution for our clients. Though fiercely independent, we pride ourselves on being interdependent when it comes to sharing strategies that benefit everyone.

Innovation

In the rapidly changing investment world, we strive to create new processes and services based on leading edge technologies. Our goal is to continue to implement new methods and processes rather than relying on strategies that worked in the past thus initiating positive change for you.